Personal Rates
Rates Effective
Interest rates are subject to change without notice
Fees may reduce earnings.
Consumer Loan Rates
Please contact your local branch office for current rates.
Residential Mortgage Rates
Please contact our Personal Mortgage Banker for current rates.
Personal Checking Accounts
| Type of Account | Minimum Opening Deposit Required | Minimum Balance to Obtain Annual Percentage Yield | Annual Percentage Yield | Interest Rate |
|---|---|---|---|---|
| Regular Checking | $100.00 | N/A | N/A | N/A |
| Economy Checking | $100.00 | N/A | N/A | N/A |
| NOW Checking | $100.00 | $1,500 | 0.05% | 0.04% |
| Premium NOW Tier 1 | $25,000.00 | $25,000.00 - $49,999.99 | 0.05% | 0.04% |
| Premium NOW Tier 2 | $25,000.00 | $50,000.00 - $149,999.99 | 0.10% | 0.09% |
| Premium NOW Tier 3 | $25,000.00 | $150,000.00 and over | 0.15% | 0.14% |
Money Market Accounts
| Type of Account | Minimum Opening Deposit Required | Minimum Balance to Obtain Annual Percentage Yield | Annual Percentage Yield | Interest Rate |
|---|---|---|---|---|
| Money Market Tier 1 | $2,500.00 | $2,500.00 - $24,999.99 | 0.05% | 0.04% |
| Money Market Tier 2 | $2,500.00 | $25,000.00 - $49,999.99 | 0.10% | 0.09% |
| Money Market Tier 3 | $2,500.00 | $50,000.00 - $249,999.99 | 0.15% | 0.14% |
| Money Market Tier 4 | $2,500.00 | $250,000.00 and over | 0.20% | 0.19% |
Savings Accounts
| Type of Account | Minimum Opening Deposit Required | Minimum Balance to Obtain Annual Percentage Yield | Annual Percentage Yield | Interest Rate |
|---|---|---|---|---|
| Statement Savings | $100.00 | $200.00 | 0.05% | 0.04% |
| High Yield Savings Tier 1 | $1,000.00 | $1,000.00-$9,999.99 | 0.05% | 0.04% |
| High Yield Savings Tier 2 | $1,000.00 | $10,000.00 and over | 0.10% | 0.09% |
Certificate of Deposit Accounts
Penalties may be imposed for early withdrawals
| Type of Account | Minimum Opening Deposit Required | Minimum Balance to Obtain Annual Percentage Yield | Annual Percentage Yield | Interest Rate |
|---|---|---|---|---|
| 3 Month | $500.00 | $500.00 | 0.10% | 0.09% |
| 6 Month | $500.00 | $500.00 | 0.10% | 0.09% |
| 9 Month | $500.00 | $500.00 | 0.10% | 0.09% |
| 12 Month | $500.00 | $500.00 | 0.20% | 0.19% |
| 18 Month | $500.00 | $500.00 | 0.30% | 0.29% |
| 24 Month | $500.00 | $500.00 | 0.35% | 0.34% |
| 36 Month | $500.00 | $500.00 | 0.50% | 0.49% |
| 60 Month | $2,500.00 | $2,500.00 | 0.60% | 0.59% |
Individual Retirement Accounts
Penalties may be imposed for early withdrawals
| Type of Account | Minimum Opening Deposit Required | Minimum Balance to Obtain Annual Percentage Yield | Annual Percentage Yield | Interest Rate |
|---|---|---|---|---|
| 12 Month | $500.00 | $500.00 | 0.20% | 0.19% |
| 18 Month | $500.00 | $500.00 | 0.30% | 0.29% |
| 24 Month | $500.00 | $500.00 | 0.35% | 0.34% |
| 36 Month | $500.00 | $500.00 | 0.50% | 0.49% |
| 60 Month | $2500.00 | $2500.00 | 0.60% | 0.59% |
| IRA Savings | $500.00 | $500.00 | 0.05% | 0.04% |
Interest rates are subject to change without notice
Fees may reduce earnings.